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Mind Your Money

Welcome to the library's multi-author blog and associated resources for increased financial literacy. This program is made possible by a grant from the FINRA Investor Education Foundation through Smart investing@your library®, a partnership with the American Library Association

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80% of Survey Respondents Don't Know About Retirement Income Planning

A recent survey by the American College of Financial Services in Bryn Mawr, Pa., noted that 2 in 10 people with incomes over $100k did not know how to plan for retirement. Another report says that "Americans fail to understand critical financial concepts, including interest compounding, inflation, and risk diversification, and these shortcomings are most acute for women, the less educated, and older individuals."

Preparing kids for the real financial world

Seventy of incoming college freshman told Daily Finance that they have never been taught basic financial literacy skills yet they are signing up for student loans, opening credit cards and making decisions that will have a serious impact on the rest of their lives.

Congratulations to our winner!

We recently sent an online survey of participants to help us gauge the effectiveness of our financial literacy classes and mentioned those who completed the survey would be eligible to win an ebook reader. Congratulations to the winner of a new Kindle, Pamela Lionel!

Excecutive Director Laurel Best and Deputy Director Sue Royer are seen condicting the drawing.

The Best Financial Strategies for 20-Somethings?

According to U.S. News and World Report Money, here are five of the best financial strategies to offer Millennials:

Weighing Your Options

Here's an excellent information from Bank of America on how to save money every day! The text from their infographic is reprinted below:

"The average workday can take a toll on your personal finances. With a dollar here and a dollar there, those little expenses can add up over time. By taking advantage of better money-saving alternatives, you can make small changes that allow you to put aside some additional savings, make an investment in yourself or just have some fun.